Diana Dovenmuehler

Diana Dovenmuehler

Typical pop culture guru. Evil coffee enthusiast. Proud introvert. Total social media maven. Amateur twitter guru. Incurable web aficionado.

40 Author´s Articles
What is the benefit of buying gold?

What is the benefit of buying gold?

Throughout history, gold has been viewed as a special and valuable commodity. Nowadays, owning gold can act as a hedge...

Can you make contributions after 72?

Can you make contributions after 72?

Under the new SECURE Act, if you have earned income, there is no age limit for contributing to a traditional IRA...

Can you make a roth contribution after 72?

Can you make a roth contribution after 72?

There's no age limit for opening a Roth IRA, but there are income and contribution limits that investors should be aware...

How much can a 72 year old contribute to an ira?

How much can a 72 year old contribute to an ira?

If lower, your taxable compensation for the year. In the past, if you were over 70 and a half years old, you would lose...

What is the benefit of buying gold?

What is the benefit of buying gold?

Throughout history, gold has been viewed as a special and valuable commodity. Nowadays, owning gold can act as a hedge...

Is it smart to keep your money in cash?

Is it smart to keep your money in cash?

You should keep some cash as it gives you financial stability. If you have too little, you could find yourself in a very...

Is it a good idea to save money in cash?

Is it a good idea to save money in cash?

Some people want to accumulate cash because it makes them feel more secure than risking their money in the market. Cash...

Is it better to leave money in bank or cash?

Is it better to leave money in bank or cash?

It's much better to keep your funds hidden in a bank or credit union insured by the Federal Deposit Insurance...

How is an ira paid out?

How is an ira paid out?

Because the contributions to your IRA were made before taxes, you deferred taxes until you receive a distribution, either ...

Can i contribute to an ira if i make too much money?

Can i contribute to an ira if i make too much money?

No, there is no maximum income limit for a traditional IRA. Anyone can contribute to a traditional IRA.

Can silver bars be used as currency?

Can silver bars be used as currency?

Difference between silver ingots %26 Coins Coins and ingots are not only different in their physical form, but their...

Is it better to invest in ira or stocks?

Is it better to invest in ira or stocks?

When you focus on saving for retirement, IRAs may be the better option than brokerage firms, considering their tax...

Can you purchase i bonds in an ira?

Can you purchase i bonds in an ira?

By the way, i-Bonds are an excellent fixed-income investment for most people. I like having i-Bonds, but not in an IRA.

What's a good amount of silver to own?

What's a good amount of silver to own?

Some analysts recommend allocating between five and ten percent of your portfolio to gold and silver. Others suggest...

Can you make a roth contribution after 72?

Can you make a roth contribution after 72?

There's no age limit for opening a Roth IRA, but there are income and contribution limits that investors should be aware...

Why would anyone choose a traditional ira?

Why would anyone choose a traditional ira?

If you expect to be in a lower tax bracket during retirement, a traditional IRA might make more financial sense. You'll...

Is silver worth more than gold?

Is silver worth more than gold?

Historically, gold is much more expensive than silver. This leads to two outcomes for investors.

Which is better to invest silver or gold?

Which is better to invest silver or gold?

Silver is more volatile, cheaper and more closely linked to the industrial economy. Gold is more expensive and better for ...

Are ira distributions monthly or yearly?

Are ira distributions monthly or yearly?

Mandatory minimum distributions (RMD) must be made every year starting from the year you turn 72 and a half years old (70 ...

What is the downside of treasury i bonds?

What is the downside of treasury i bonds?

Unless you are the victim of some kind of disaster. They are generally considered to be a longer-term investment.

What are the advantages of rolling over a 401k to an ira?

What are the advantages of rolling over a 401k to an ira?

By transferring money from your 401 (k) plan to an IRA, you'll avoid immediate taxes and your retirement savings will...

Can i buy i bonds with retirement account?

Can i buy i bonds with retirement account?

In reality, you can't buy I bonds in a retirement account, such as a 401 (k) or an IRA, because they already have tax...

Why is gold worth alot of money?

Why is gold worth alot of money?

However, the lustrous and metallic qualities of gold, its relative scarcity and the difficulty of extraction have only...

Why do people still buy gold?

Why do people still buy gold?

Unlike paper money, coins or other assets, gold has maintained its value over the centuries. People view gold as a way to ...

What happens if you lose money in an ira?

What happens if you lose money in an ira?

The full value of a Roth or non-deductible IRA could be withdrawn and you could deduct the loss if the value of the IRA...

What is the most rare metal on earth?

What is the most rare metal on earth?

Tantalum, on the other hand, is used to make capacitors in electronic equipment such as mobile phones, DVD players, video ...

Is it better to take rmd monthly or once a year?

Is it better to take rmd monthly or once a year?

However, making a personal budget may be easier if you consider your minimum distribution in 12 monthly portions. The...

What's better an ira or money market?

What's better an ira or money market?

The most important question to ask yourself when choosing between a Roth IRA or a money market account depends on what...

Which metal is the best investment?

Which metal is the best investment?

Gold is the best-known and most invertible precious metal. It is unique because of its durability (it does not corrode),...

What time of year does gold go up?

What time of year does gold go up?

According to GoldSilver, an online distributor of precious metals, the best times of year to buy gold are early January,...

What happens to a roth ira if the market crashes?

What happens to a roth ira if the market crashes?

Understand how a stock market crash affects an IRA In a crisis, the value of your investments will fall. But it's...

When can you not open an ira?

When can you not open an ira?

You can open or contribute to an individual retirement account (IRA) at any age, but you must have what the Internal...

When can you no longer contribute to a roth?

When can you no longer contribute to a roth?

If your earnings from work are too high, you can't contribute at all. You can withdraw tax-free contributions at any time ...

Can i use stocks to fund roth ira?

Can i use stocks to fund roth ira?

You must use cash or checks to fund your contribution to the Roth IRA for the year. The rationale for this is the simple...

How much gold vs silver should i own?

How much gold vs silver should i own?

Ultimately, it is up to the individual investor how to distribute their precious metal holdings. For some, this also...

Can you open an ira at any time?

Can you open an ira at any time?

Your son or daughter can open an IRA as soon as they have earned income from work. There are two types of IRAs: the Roth...

Why you shouldn't hold cash?

Why you shouldn't hold cash?

The biggest risk of having too much cash available is the opportunity cost. Even during periods of higher interest rates, ...

How often does gold prices change?

How often does gold prices change?

The price of gold fluctuates based on a combination of supply, demand and buyer perceptions and behavior. However, unlike ...

Can you redeem iau for gold?

Can you redeem iau for gold?

The Trust can exchange the baskets in exchange for the amount of gold corresponding to their exchange value. The Trust...

Can you contribute to a 401k if you are over 72?

Can you contribute to a 401k if you are over 72?

If you're still working, you can contribute the full amount of your salary deferral to a Roth 401 (k), regardless of your ...